My life skills in Daming Liver

Chapter 402 Yu Ergongzi’s Risk Investment (2)

Lin An's heart skipped a beat. Matches seemed simple, but the processes involved were very complex and the requirements for hired workers were also very high.

Lin An was already desperate. He said honestly: "Master Yu, the investment in this match factory is huge, at least this amount is needed."

Lin An raised five fingers. He has been calculating for a long time. He just needs to save a little and don't do it on a large scale at the beginning.

You can prepare the match heads yourself. You only need a few ordinary hired workers to charge the match sticks, and the match factory can be opened.

As long as Yu Zongyuan can see the profits of matches, Yu Zongyuan can make additional investment in the future.

Thinking of this, Lin An immediately raised five fingers. He originally wanted to tell Zong Yuan that he only needed 500 taels of silver to get it.

But five hundred taels of silver is already a huge sum of money. A skilled textile worker's annual salary is only fifteen taels of silver.

Lin An worked as an experimental assistant for Eunuch Hu, risking a laboratory explosion and earning only twenty taels of silver a year.

Five hundred taels of silver was Lin An's income without eating or drinking for twenty-five years.

This is also the reason why Lin An wants to invest in Yu Zongyuanla.

Yu Zongyuan frowned, what? Five thousand taels of silver?

Compared with the huge profits from the whaling industry, five thousand taels of silver is not a large amount for Zong Yuan.

But he looked at Lin An. He was the one who recommended Lin An to be Eunuch Hu's experimental assistant. He also trusted Lin An's abilities. What if this match factory could really make money?

Wouldn’t that run counter to the idea of ​​losing money and desecrating yourself?

Yu Zongyuan decided to ask carefully about the investment risks of this match factory.

Yu Zongyuan coughed and said, "Lin An, this money is not a small amount of money for me. Tell me, is there a big chance of making money in this match factory?"

Lin An was originally full of confidence, ready to pat his chest and say "100%" that he would succeed.

But he looked at Yu Zongyuan, thinking of Yu Zongyuan's kindness in recommending him to work for Eunuch Hu, and he began to worry about gains and losses.

If I cause Young Master Yu to lose money, wouldn't that mean I have betrayed Young Master Yu's kindness and trust?

Lin An gritted his teeth and decided to tell the truth.

"Master Yu, this match is a new thing, and I don't know if the people can accept it."

"In addition, the match factory requires a lot of chemicals, many of which are dangerous, and some chemicals are easy to burn. The match factory also has certain risks."

Lin An decided to tell the truth: "Master Yu, I am only 30% sure."

Lin An was actually 50% sure, but he thought of Yu Zongyuan's kindness and deliberately underestimated the 20% certainty.

Lin An has decided that if Mr. Yu is not willing to invest, then he will sell off his property and start the match factory no matter what.

When he heard that he was only 30% sure, Yu Zongyuan's eyes lit up.

OK! 30% sure!

Yu Zongyuan immediately held Lin An's hand and said, "You match factory! I voted!"

Lin An looked at Yu Zongyuan dumbfounded. He thought about being rejected by Yu Zongyuan, and also thought about bargaining with Yu Zongyuan, but he never thought that Yu Zongyuan would agree so readily.

Then Yu Zongyuan said: "Follow me to the accounting office. There is no cash in the house for these five thousand taels of silver. Let the steward of the house write a note for you and go to the bank in Hangzhou to withdraw it."

"Yes." Lin An raised his head and asked in horror: "Five thousand taels?"

"Isn't that too little?"

"No, no, no, it's too much, Mr. Yu, I want to say five hundred taels."

Only five hundred taels?

Mr. Yu is definitely not willing to lose such a small amount of money. How long will this loss last for five hundred taels and five hundred taels!

Mr. Yu immediately said: "Didn't you say that it is very dangerous to prepare this kind of medicine?"

Lin An nodded.

"How can five hundred taels be enough? You must be trying to save costs and cut corners, right?"

Lin An felt like he had been seen through and lowered his head in shame.

"This is not okay! I read in the newspaper a few days ago that a textile workshop in Suzhou had too many looms and no fire protection, causing a fire in the workshop and injuring more than a dozen employees."

"We are going to set up shop outside the city, and we need to buy our own land to make the workshop bigger!"

Yu Zongyuan said earnestly: "Production safety is no small matter! The workshop I invested in Yu must not be a sweat shop! With these five thousand taels, you must ensure the safety of the match factory. You can't save a penny!" "

When Lin An heard these words, his eyes almost filled with enthusiasm. What does it mean to be a good person? This is the great virtuous person!

Then Yu Zongyuan said: "The scale must be large, and it must be done in one step! Don't be too picky, and hire more people! Remember, we are not a sweatshop!"

Yu Zongyuan stood up, paced back and forth and said:

"Staff treatment must be adequate. This job is dangerous, so the salary must be high! Otherwise, how can we let the employees work with peace of mind?"

"In addition, you said that the match factory is dangerous, so it is even more important to provide safety training for personnel. They must complete the training before they can take up the job. Otherwise, wouldn't we be taking human life lightly?"

"Also, the matches you mentioned must be beautifully packaged. Don't worry about money, but promote the brand!"

Hearing Yu Zongyuan say so much in one breath, Lin An was also stunned.

He was once again ashamed of his previous thoughts. Mr. Yu is the one who does great things!

Moreover, Yu Zongyuan calculated it like this, and five thousand taels of silver was indeed about the same.

But Lin An still said: "Master Yu, what if we lose money?"

loss? Yu Zongyuan was secretly happy and said immediately:

"How can there be a guaranteed profit when doing business? As long as you are doing business, there is a possibility of losing money. If you lose, you will lose. Just do it next time!"

"If you always think about what to do if you lose money, then don't do anything else!"

Lin An was convinced now. He finally understood why Yu Zongyuan was able to decisively invest in Su Ze when he was still an ordinary scholar. The number one investor in the Southeast was indeed well-deserved!

This kind of tolerance alone requires me to learn for a long time.

Lin An no longer hesitated, signed a contract to accept investment at Yu Zongyuan's house, received five thousand taels of silver, and decisively started building a match factory outside Hangzhou.

Needless to say, after the completion of Lin An's match factory, matches, a convenient fire-making tool, suddenly entered thousands of households.

When matches became popular, many businessmen also saw business opportunities and began to invest in building match factories.

They went to Lin An's workshop to recruit people, but because the treatment given by Yu Zongyuan was so good, no employees were willing to move to other workshops.

These workshops had no choice but to recruit people to crack the imitation matches themselves, which gave Lin An's match factory a monopoly to make money for a while.

When these workshops finally copied the matches, in order to save costs, several workshops made their employees work overtime day and night, and failed to take fire prevention and safety measures. In the end, fires broke out, because some workshops were located in the city. The fire spread to the surrounding houses.

Wang Xijue, the prefect of Hangzhou, got the news and quickly led people to inspect the match workshops in the city.

Wang Xijue ordered these match workshops that did not meet safety standards to be closed immediately. Match workshops near residential buildings in the city must be moved to open areas outside the city.

These workshop owners suffered huge losses and were forced to close down. Naturally, they were not willing to watch Lin An's workshop make money.

They jointly filed a complaint with the Zhejiang Governor's Yamen, believing that Wang Xijue, the prefect of Hangzhou, was engaging in favoritism and cheating Lin An's workshop, deliberately targeting their competitors.

The Zhejiang Governor's Yamen sent people to investigate, and Wang Xijue took these workshop owners to Lin An's workshop to inspect.

When they saw the spacious factory buildings, the thorough fire prevention measures, and the employees who had received long-term safety training, these workshop owners were speechless.

They can only honestly relocate small workshops in the city, provide safety training to employees, and provide better treatment.

In this way, for three months, Lin An's match factory was the only match factory. Their matches were sold from Hangzhou to the entire southeast, and even to the capital area of ​​the Ming Dynasty.

At this time, the benefits of Yu Zongyuan's letting Lin An run the business became apparent again. Since the match workshop was designed to leave a lot of factory space, Yu Zongyuan asked Lin An to hire more workers.

Lin An quickly began to expand the factory, and the extra workers immediately became the backbone of the new factory. The workshop's production capacity increased rapidly, and it steadily took advantage of this trend.

By the time matches from other workshops are produced, Lin An's matches have been sold in these places for a long time.

These workshop owners were disappointed to find that even though their own matches were cheaper, Lin An's matches were already deeply rooted in the hearts of the people.

And although their matches are cheap, their packaging is far less exquisite than Lin An's matches.

For Lin An's matches, they specially hired the best carving master in Hangzhou to print exquisite patterns on the matchboxes.

Lin An also printed all the characters from the popular "Water Margin" into prints and pasted them on matchboxes. People would keep these prints and collect them after using up the matches.

Lin An's prices for daily necessities such as matches are not high. There are more convenient and more exquisite matches, so why use cheaper ones?

These workshop owners know that they can no longer compete with Lin An's match factory in the existing market, and they can only sell to areas not covered by Lin An's matches.

The newly conquered Guangxi, Wuchang, and sold to Japanese, Koreans and Nanyang merchants.

When Yu Zongyuan received the dividend from Lin An, he was completely confused.

Lin An said to Yu Zongyuan:

"Master Yu, our match factory is already the largest match factory in the Southeast. This is the profit distribution for the past three months. Please check it."

Yu Zongyuan's eyelids twitched. Three months' dividends are three thousand taels of silver. This match factory can earn himself more than ten thousand taels of silver in a year?

Pay back in half a year, double in one year?

Are you a match factory? Or a golden chicken that lays eggs?

You didn't think it would be so profitable to run a match factory back then! Isn't it said that the risk is very high?

If I make so much money, will I become the Shen Wansan of Southeast China?

Yu Zongyuan was heartbroken. Lin An looked at Yu Zongyuan doubtfully and said quickly:

"Master Yu, the account book has been calculated. Is there any problem with the dividend?"

Yu Zongyuan could only cheer up and said:

"There's no problem with dividends, but isn't it possible to lose money? Why did you make so much?"

Lin An explained the process of setting up his workshop, and also talked about the pitfalls that his competitors had stepped on, all of which had been overcome with Master Yu's "instructions".

Now that our own products have firmly occupied the market and have formed a brand, we are not afraid of competition from others.

Lin An said with admiration: "We are all young masters. Only the match factory can make so much money. Lin really admires the young master!"

Yu Zongyuan was stunned. It turned out that he made the money through his own arrangement?

How come I didn't know I was so powerful?

After sending Lin An away, Yu Zongyuan felt even more depressed.

With a good money-making plan, how could you make a lot of money all of a sudden?

This money is too much, too hot?

No, you have to use it!

At that time, Hu Zongyuan was building a dike on the Qiantang River. Yu Zongyuan was also an old subordinate of Hu Zongxian. He immediately approached Hu Zongyuan and was willing to donate generously.

Hu Zongxian was also very moved and accepted Yu Zongyuan's donation.

It's a pity that Hu Zongxian's embankment was quickly completed, and the monthly dividends from the match factory made Yu Zongyuan feel hot again.

Lin An would personally visit Yu Zongyuan every month to deliver dividends. Yu Zongyuan would feel very complicated every time he saw him.

Five thousand taels of silver were spent, but more money was earned, and it was about to be repaid. What should I do?

Lin An could see Yu Zongyuan's distress in the past few visits. When he came to visit this time, he couldn't help but ask:

"Master Yu, what worries you?"

In Lin An's view, Yu Zongyuan is already the happiest person in the entire Southeast. The things that people like him worry about must be major events related to the future of Southeast.

Lin An is now considered a successful person. He used to be just a servant, and there was no possibility of him turning around in this life.

Not to mention in this life, his sons and grandsons have been slaves and maids for generations.

It was only when he met the governor Dingge, coupled with Master Yu's kindness and Eunuch Hu's selfless teachings, that he became what he is today.

The last time Yu Zongyuan personally "demonstrated investment" made Lin An understand a lot of truth. He finally understood the meaning of "business has business ethics" in the "Four People's Morals" written by Governor Su.

Lin An is determined to learn from Yu Zongyuan and become a moral businessman.

Yu Zongyuan looked at Lin An, didn't his sorrow come from this guy?

But Yu Zongyuan couldn't say that he was losing money and was committing suicide. He could only say: "Anzi, are there any other good investment projects?"

It turns out that Mr. Yu is free.

Lin An immediately began to think about whether there were any reliable projects around him.

Yu Zongyuan added: "It's best to be unreliable, oh no, to be more unconstrained and imaginative."

Yu Zongyuan made up his mind this time, the match factory was definitely an accident!

He has also been doing research these months. Recently, there have been a lot of messy projects in Hangzhou. Many of them are unrealistic fantasies. Investors have spent a lot of money, but in the end they have earned nothing.

As expected, it's Mr. Yu, who wants to play high-difficulty games as soon as he gets started.

Lin An suddenly thought of a friend, and he said hesitantly: "Master Yu, I do have a friend here."

"Is the project reliable?"

Lin An said: "The person is reliable, but his invention is not very reliable."

"Let him come to my house quickly!"

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